BF is the database of Swiss banking and financial services legislation, regulation and self-regulation. It is kept up to date as quickly as possible by the Centre for Banking and Financial Law.
Order BF24 in paper version
Order BF24 now for CHF 60 including VAT (delivery in Switzerland included). The book is scheduled for publication at the beginning of April 2024. In over 2,000 pages, you will find all the Swiss financial market regulations and the self-regulation of private organisations up to date to 1 March 2024 (including L-QIF).
You can also download a free PDF version of BF24
Order BF24 in paper version
A-07-10
OS
Ordonnance sur la surveillance des entreprises d'assurance privées
1 Jan 2026 Federal Council
A-03-10
BO
Ordinance on Banks and Savings Banks
1 Jan 2025 Federal Council
A-03-11
OFR
Ordonnance sur les fonds propres et la répartition des risques des banques et des maisons de titres
1 Jan 2025 Federal Council
A-03-12
LiqO
Ordinance on the Liquidity of Banks and Securities Firms
1 Jan 2025 Federal Council
A-03-23
OPub-FINMA
Ordonnance de la FINMA sur les obligations des banques et des maisons de titres en matière de publication
1 Jan 2025 FINMA
A-03-25
OLRO-FINMA
Ordonnance de la FINMA sur le leverage ratio et les risques opérationnels des banques et des maisons de titres
1 Jan 2025 FINMA
A-03-26
OCré-FINMA
Ordonnance de la FINMA sur les risques de crédit des banques et des maisons de titres
1 Jan 2025 FINMA
A-03-27
OMar-FINMA
Ordonnance de la FINMA sur les risques de marché des banques et des maisons de titres
1 Jan 2025 FINMA
A-04-10
OEFIN
Ordonnance sur les établissements financiers
1 Jan 2025 Federal Council
A-05-10
OIMF
Ordonnance sur les infrastructures des marchés financiers et le comportement sur le marché en matière de négociation de valeurs mobilières et de dérivés
1 Jan 2025 Federal Council
A-24-10
OLG
Ordonnance sur l'émission de lettres de gage
1 Jan 2025 Federal Council
D-01-11
Directives relatives aux exigences minimales pour les financements hypothécaires
1 Jan 2025 Swiss Bankers Association (SBA)
D-01-12
Directives concernant l'examen, l'évaluation et le traitement des crédits garantis par gage immobilier
1 Jan 2025 Swiss Bankers Association (SBA)
D-05-03
Self-regulation on the Prevention of Greenwashing in Sustainability-related Unit-linked Life Insurance
1 Jan 2025 Swiss Insurance Association
A-07-20
OS-FINMA
Ordonnance de la FINMA sur la surveillance des entreprises d'assurance privées
1 Sep 2024 FINMA
B-16-02
FINMA Circ. 16/2
Circular 2016/2: Principles for the Financial Condition Report
1 Sep 2024 FINMA
B-16-03
FINMA Circ. 16/3
Circular 2016/3 : Basic Principles for Conducting an Own Risk and Solvency Assessment (ORSA) and for Reporting to FINMA
1 Sep 2024 FINMA
B-17-05
Circ.-FINMA 17/5
Circulaire 2017/5 : Exigences envers les plans d'exploitation des entreprises d'assurance
1 Sep 2024 FINMA
B-24-02
Circ.-FINMA 24/2
Circulaire 2024/2 : Assurance sur la vie
1 Sep 2024 FINMA
D-01-22
Guidelines for the Financial Service Providers on the Integration of ESG-Preferences and ESG-Risks and the Prevention of Greenwashing in Investment Advice and Portfolio Management
1 Sep 2024 Swiss Bankers Association (SBA)
D-07-80
Self-regulation on Transparency and Disclosure for Sustainability-related Collective Assets
1 Sep 2024 Asset Management Association Switzerland
B-04-47
FINMA Guidance 06/2024
FINMA Guidance 06/2024: Stablecoins: risks and challenges for issuers of stablecoins and
banks providing guarantees
New act as of 26 Jul 2024 FINMA
B-04-46
Comm. FINMA 05/2024
Communication FINMA sur la surveillance 05/2024 : Obligations des entreprises d'assurance concernant les intermédiaires d'assurance
New act as of 17 Jul 2024 FINMA
A-02-11
NBO
Ordinance to the Federal Act on the Swiss National Bank
New act as of 1 Jul 2024 Swiss National Bank
A-23-01
LPP
Loi fédérale sur la prévoyance professionnelle vieillesse, survivants et invalidité
New act as of 1 Jul 2024
A-23-14
OFP
Ordonnance sur les fondations de placement
New act as of 1 Jul 2024 Federal Council
D-07-91
"Sustainability Risk Management" Recommendations
New act as of 1 Jul 2024 Asset Management Association Switzerland
C-03-12
Instruction sheet governing liquidity against mortgage collateral (LAMC)
New act as of 17 Jun 2024 Swiss National Bank
B-04-45
FINMA Guidance 04/2024
FINMA Guidance 04/2024: Operational Risk Management by Fund Management Companies and Managers of Collective Assets
New act as of 12 Jun 2024 FINMA
B-04-44
FINMA Guidance 03/2024
FINMA Guidance 03/2024 : Findings from FINMA's cyber risk supervision, clarification of FINMA Guidance 05/2020 and scenario-based cyber risk exercises
New act as of 7 Jun 2024 FINMA
B-01-01
Regulations on the Organisation of the Swiss Financial Market Supervisory Authority FINMA
New act as of 15 May 2024 FINMA
B-01-06
Règlement d'organisation de la direction et des divisions subordonnées de l'Autorité fédérale de surveillance des marchés financiers FINMA
New act as of 15 May 2024 FINMA
B-04-43
FINMA Guidance 02/2024
FINMA Guidance 02/2024 : Status of the follow-up documentation process for insurance intermediaries
New act as of 29 Apr 2024 FINMA
D-31-02
ARIF Directives 1B to 13
New act as of 1 Apr 2024 Association romande des intermédiaires financiers
C-22-02
Contrat d'examen des conditions d'assujettissement
New act as of 14 Mar 2024 Organisation de surveillance financière
A-01-01
FINMASA
Federal Act on the Swiss Financial Market Supervisory Authority
New act as of 1 Mar 2024
A-01-11
Oém-FINMA
Ordonnance réglant la perception d'émoluments et de taxes par l'Autorité fédérale de surveillance des marchés financiers
New act as of 1 Mar 2024 Federal Council
A-04-01
FinIA
Federal Act on Financial Institutions
New act as of 1 Mar 2024
A-04-10
FinIO
Ordinance on Financial Institutions
New act as of 1 Mar 2024 Federal Council
A-08-01
AOA
Federal Act on the Licensing and Oversight of Auditors
New act as of 1 Mar 2024
A-21-01
FinSA
Federal Act on Financial Services
New act as of 1 Mar 2024
A-22-01
CISA
Federal Act on Collective Investment Schemes
New act as of 1 Mar 2024
A-22-10
OPCC
Ordonnance sur les placements collectifs de capitaux
New act as of 1 Mar 2024 Federal Council
A-23-12
OPP 3
Ordonnance sur les déductions admises fiscalement pour les cotisations versées à des formes reconnues de prévoyance
New act as of 1 Mar 2024 Federal Council
A-23-13
OLP
Ordonnance sur le libre passage dans la prévoyance professionnelle vieillesse, survivants et invalidité
New act as of 1 Mar 2024 Federal Council
A-31-01
AMLA
Federal Act on Combating Money Laundering and Terrorist Financing
New act as of 1 Mar 2024
B-04-42
FINMA Guidance 01/2024
FINMA Guidance 01/2024 : Status of the licensing process and supervision for portfolio managers and trustees, plus new approach to thresholds for the commercial activity of trustees
New act as of 2 Feb 2024 FINMA
A-05-01
FinMIA
Federal Act on Financial Market Infrastructures and Market Conduct in Securities and Derivatives Trading
New act as of 1 Feb 2024
A-03-01
BA
Swiss Federal Act on Banks and Savings Banks
New act as of 1 Jan 2024
A-03-11
CAO
Ordinance on the Capital Adequacy and Risk Diversification of Banks and Securities Firms
New act as of 1 Jan 2024 Federal Council
A-05-40
Ordinance on the Recognition of Foreign Trading Venues for the Trading of Equity Securities of Companies with Registered Office in Switzerland
Repealed as of 1 Jan 2024 Federal Council
A-07-01
LCA
Loi fédérale sur le contrat d'assurance
New act as of 1 Jan 2024
A-07-02
LSA
Loi fédérale sur la surveillance des entreprises d'assurance
New act as of 1 Jan 2024
A-07-10
OS
Ordonnance sur la surveillance des entreprises d'assurance privées
New act as of 1 Jan 2024 Federal Council
A-08-10
AOO
Ordinance on the Licensing and Oversight of Auditors
New act as of 1 Jan 2024 Federal Council
A-23-02
LFLP
Loi fédérale sur le libre passage dans la prévoyance professionnelle vieillesse, survivants et invalidité
New act as of 1 Jan 2024
A-23-10
OPP 1
Ordonnance sur la surveillance dans la prévoyance professionnelle
New act as of 1 Jan 2024 Federal Council
A-23-11
OPP 2
Ordonnance sur la prévoyance professionnelle vieillesse, survivants et invalidité
New act as of 1 Jan 2024 Federal Council
A-25-12
Ordonnance du DFJP sur le taux d'intérêt maximal pour les crédits à la consommation
New act as of 1 Jan 2024 Federal Department of Justice and Police
A-31-11
OBCBA
Ordonnance sur le Bureau de communication en matière de blanchiment d'argent
New act as of 1 Jan 2024 Federal Council
A-34-10
DPO
Ordinance on Data Protection
New act as of 1 Jan 2024 Federal Council
A-36-01
OGPCT
Ordonnance sur la gestion du patrimoine dans le cadre d'une curatelle ou d'une tutelle
New act as of 1 Jan 2024 Federal Council
B-13-03
FINMA Circ. 13/3
Circular 2013/3: Auditing
New act as of 1 Jan 2024 FINMA
B-13-03a
FINMA Circ. 13/3
Appendices 1-22 to FINMA Circular 2013/3: Auditing
New act as of 1 Jan 2024 FINMA
B-23-01
FINMA Circ. 23/1
Circular 2023/1 : Managing Operational Risks and Ensuring Operational Resilience
New act as of 1 Jan 2024 FINMA
C-03-06
Private Financial Investments and Financial Transactions by SNB Staff (Bank Directive no. 1401)
New act as of 1 Jan 2024 Swiss National Bank
C-09-28
D-01/2024
Directives D-01/2024 : Attestation de l'expert en prévoyance professionnelle selon l'art. 52e, al. 1bis, LPP et attestation selon l'art. 1a OPP 2 (respect des principes de la prévoyance professionnelle)
New act as of 1 Jan 2024 Occupational Pension Supervisory Commission
D-01-07
Recommendations for Business Continuity Management (BCM)
Repealed as of 1 Jan 2024 Swiss Bankers Association (SBA)
D-02-02
Recommandations de l'ASB et de la COPMA relatives à la gestion du patrimoine conformément au droit de
la protection de l'enfant et de l'adulte
New act as of 1 Jan 2024 Conférence en matière de protection des mineurs et des adultes, Swiss Bankers Association (SBA)
B-03-63
Comm. FINMA 63 (2014)
Communication FINMA 63 : Transfert de fonctions essentielles à des intermédiaires par des entreprises d’assurance
Repealed as of 31 Dec 2023 FINMA
A-41-01
Agreement between the Swiss Confederation and the United Kingdom of Great Britain and Northern Ireland on Mutual Recognition in Financial Services (preprint version)
New act as of 21 Dec 2023
B-04-40
FINMA Guidance 08/2023
FINMA Guidance 08/2023 : Staking
New act as of 20 Dec 2023 FINMA
B-04-41
FINMA Guidance 09/2023
FINMA Guidance 099/2023 : Financial Market Infrastructure Ordinance: Exchange of Collateral / Further Extension of Transitional Period for Equity Options
New act as of 20 Dec 2023 FINMA
B-04-39
Comm. FINMA 07/2023
Communication FINMA sur la surveillance 07/2023 : Modèles quantitatifs temporaires pour le rapport sur la situation financière des entreprises d'assurance pour l'exercice 2023
New act as of 11 Dec 2023 FINMA
C-01-02
Swiss Climate Scores Update: Best Practice Transparency on the Paris Alignment of Investments
New act as of 8 Dec 2023 Federal Council
A-08-12
OD-ASR
Ordonnance de l'Autorité fédérale de surveillance en matière de révision sur l'accès électronique aux données non accessibles au public
New act as of 1 Nov 2023 Federal Audit Oversight Authority
D-07-80
Self-regulation on Transparency and Disclosure for Sustainability-related Collective Assets
New act as of 1 Nov 2023 Asset Management Association Switzerland
B-04-38
FINMA Guidance 06/2023
FINMA Guidance 06/2023 : Implementation of the "Prudent Person" Principle and Relief for Business with Professional Policyholders
New act as of 31 Oct 2023 FINMA
D-07-85
Swiss Stewardship Code
New act as of 4 Oct 2023 Asset Management Association Switzerland, Swiss Sustainable Finance
D-01-22
Guidelines for the Financial Service Providers on the Integration of ESG-Preferences and ESG-Risks into Investment Advice and Portfolio Management
New act as of 1 Oct 2023 Swiss Bankers Association (SBA)
C-03-11
Instruction Sheet on SNB COVID-19 Refinancing Facility (CRF)
New act as of 27 Sep 2023 Swiss National Bank
D-55-02
Affiliation
New act as of 16 Sep 2023 Financial Services Ombudsman
A-09-01
Ordonnance sur les prêts d'aide supplémentaires sous forme de liquidités et l'octroi par la Confédération de garanties du risque de défaillance pour les prêts d'aide sous forme de liquidités de la Banque nationale suisse à des banques d'importance systémique
New act as of 15 Sep 2023 Federal Council
A-01-13
Ordonnance de la FINMA sur le traitement des données personnelles dans le cadre de la surveillance
New act as of 1 Sep 2023 FINMA
A-02-01
NBA
Federal Act on the Swiss National Bank
New act as of 1 Sep 2023
A-25-01
LCC
Loi fédérale sur le crédit à la consommation
New act as of 1 Sep 2023
A-34-01
FADP
Federal Act on Data Protection
New act as of 1 Sep 2023
A-35-10
TAAA
Federal Act on International Administrative Assistance in Tax Matters
New act as of 1 Sep 2023
A-35-40
AEOIA
Federal Act on the International Automatic Exchange of Information in Tax Matters
New act as of 1 Sep 2023
D-01-03
Allocation Directives for the New Issues Market
New act as of 1 Sep 2023 Swiss Bankers Association (SBA)
B-04-37
FINMA Guidance 05/2023
FINMA Guidance 05/2023 : Money Laundering Risk Analysis Pursuant to Article 25 para. 2 AMLO-FINMA
New act as of 24 Aug 2023 FINMA
B-16-01
Circ.-FINMA 16/1
Circulaire 2016/1 : Exigences prudentielles de publication
New act as of 31 Dec 2021 FINMA
B-17-07
FINMA Circ. 17/7
Circular 2017/7 : Capital Requirements for Credit Risk at Banks
New act as of 1 Jan 2021 FINMA
B-08-20
Circ.-FINMA 08/20
Circulaire 2008/20 : Exigences de fonds propres relatives aux risques de marché dans le secteur bancaire
New act as of 1 Jan 2020 FINMA
B-08-21
FINMA Circ. 08/21
Circular 2008/21: Capital Adequacy Requirements and Qualitative Requirements for Operational Risks at Banks
New act as of 1 Jan 2020 FINMA
B-13-01
FINMA Circ. 13/1
Circular 2013/1: Eligible Capital at Banks for Regulatory Purposes
New act as of 1 Jan 2020 FINMA
B-16-06
Circ.-FINMA 16/6
Circulaire 2016/6 : Assurance sur la vie
New act as of 1 Jan 2020 FINMA
B-15-03
FINMA Circ. 15/3
Circular 2015/3: Calculating the Unweighted Capital Ratio (Leverage Ratio) at Banks
New act as of 30 Jun 2018 FINMA
B-17-03
FINMA Circ. 17/3
Circular 2017/3 : Swiss Solvency Test (SST)
New act as of 1 Jan 2017 FINMA
C-09-19
D-03/2014
Directives D-03/2014 : Reconnaissance de directives techniques de la CSEP comme standard minimal